Dear MEL Topic Readers,
Fake damage and imaginary watches - how AI images are being used in
insurance scams
Many digital photographers, including smartphone or digital camera
users, often edit the photos they’ve captured by removing unwanted objects or enhancing
images mainly for emotional satisfaction. Also, AI can now easily create
unrealistic images based on the prompt the user inputs, like the ones the US
President posted earlier this month with Jesus. However, when things are added,
removed, or fundamentally altered in the image for benefit or fraud, it is regarded
as photo manipulation. Recently, the number of falsified insurance claims using
AI has been increasing, including AI-manipulated damage for car insurance, AI-created
objects for property insurance, and AI-fabricated documents. The use of such fake
proof or documents is fraud, so that such falsified claims are rejected, the
insurance policy might be cancelled, or the claimer could be prosecuted. To cope
with such AI fraud, the insurance industry is also using AI to detect AI-manipulated
false claims. AI is now being used widely for both offense and defense.
Read the article and learn about AI-manipulated images used for
insurance claims.
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