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7/23/2013

Topic Reading-Vol.468-7/23/2013

Dear MEL School’s Topic Readers,
Detroit files for bankruptcy protection.
Just like individuals and businesses, a municipal government could go bankrupt.
When you owe more than what you earn and become unable to pay your debt, you may liquidate some or all of your assets to pay off the debt, issue I.O.Y. (I Owe You: a signed document acknowledging a debt) to your employees and venders, ask for bankruptcy protection to keep your daily business going or take all of these options. But if you employ a large number of personnel and owe your citizens and businesses your services, you have no choice but to take all these options to fulfill your duties.
This time, the city of Detroit, a major urban center in the Great Lakes region of the American Midwest and the center of the American automotive industry for more than a century filed Chapter 9 bankruptcy protection to prevent itself from being liquidated and to keep running their services, including the police, firefighting units, schools and administrative functions.
The city has a nick name of “Motor City” or “Motown” as it hosts Big 3 auto manufactures, General Motors, Ford and Chrysler, which is now owned by Italian car manufacture FIAT.
Enjoy reading and learning how badly such an iconic American metro city became bankrupt. 

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